When we decided to open El Paseo Bank, we
didn’t want it to be like every other
bank. We wanted it to be a better bank.
Our intention was to offer a bank with good,
old-fashioned customer service, where real
people answer the phones when you call, and you
can always speak with a friendly person
empowered to make quick decisions and give
El Paseo Bank has become one of Palm
Desert’s premier locally owned and
operated banks. What’s more, the
impressive banking expertise provided by El
Paseo’s board of directors has been
instrumental in forming this outstanding
Exceptional Service. Quick Decisions.
Introducing the El Paseo Bank Board of
Clifford Miller: Mr.
Miller is the Chairman of Frontier/El Paseo
Bank, Chairman of the Clifford Group,
Incorporated, a business-consulting
organization, and is senior consultant to
Shamrock Holdings, Inc., a Roy Disney company.
Mr. Miller was Executive Vice President and a
Director of Great Western Financial Corp. and
Chairman and Chief Executive of Braun and
Company. In addition, Mr. Miller also served as
an advisor to the White House and other
cabinet-level officials. He has been on the
Board of Frontier Bank since 1998.
James D. Hicken:
Mr. Hicken has over 34 years of banking experience in all aspects of commercial and community banking. Prior to joining Frontier Bank F.S.B., Mr. Hicken served as a founding Director and the President and Chief Executive Officer of Bank of Santa Clarita for 8+ years.
Prior to starting Bank of Santa Clarita, Mr. Hicken held the positions of Executive Vice President and Chief Lending Officer of Valencia Bank & Trust from 1996 until October 2002 when that bank was acquired by Union Bank, and served as Senior Vice President and Regional Manager for Union Bank from November 2002 until March 2004. From 1989 to 1996 Mr. Hicken served as Senior Vice President and Senior Loan and Credit Officer for Metrobank in Los Angeles, California. Mr. Hicken started his banking career at First Interstate Bank of Utah in 1978, later moving to Union Bank in Los Angeles in 1981.
Mr. Hicken is a graduate of the University of Utah with a B.S. degree in Accounting.
Raymond J. Gustini:
Mr. Gustini is a partner with the law firm
Nixon Peabody, LLP, in Washington D.C.,
specializing in matters effecting banks and
savings institutions. He has served on the
Board of Frontier Bank since 1998.
Former-Senator Karnes is a partner with the law
firm of Kutak Rock in Omaha, Nebraska,
specializing in real estate, banking and
housing issues. He served as a United States
Senator from the State of Nebraska and
currently sits on the board of the Federal Home
Loan Bank of Topeka. He has served on the Board
of Frontier Bank since 2002.
Schosberg: Mr. Schosberg is recently
retired after concluding a 25-year career of
service to the savings institutions business.
He previously served as Chief Executive Officer
of America’s Community Bankers, the
nation’s largest community bank trade
association, and as Chief Executive Officer of
New York League of Savings Institutions. He has
served on the Board of Frontier Bank since
Alvin V. Shoemaker,
Esq.: Mr. Shoemaker is a private
investor. He previously served as Chairman of
the Board of First Boston, Inc. He also served
as Chief Executive Officer of Blyth Eastman
Paine Webber and its predecessor, Blyth Eastman
Dillon and Co. He joined the Board of Frontier
Bank in 2003.
Spinello: Sam Spinello is a real estate
investor and owner of companies that specialize
in providing services to the real estate
industry. He serves on the Board of Governors
for Eisenhower Hospital, the board of Trustees
for the Living Desert, board of directors for
the Childrens Discovery Museum Of The Desert,
The Southwestern Growers board of directors and
is a commissioner on the Riverside County
Sheriffs Executive Council. He has served on
the board of Frontier Bank since in 2006.